Debt Elimination Hub | Many Balances. One Hub.
Loan referral service

Loose ends.Tied together.

Debt Elimination Hub gets you talking with a lending firm that might be able to pool your unsecured liabilities into a standalone loan, leaving just a due date to remember and a team to ring.

See my options Prefer to talk it through?(833) 465-1149

Requesting details normally requires a minimal credit review, one that shouldn't change your score.

A man ready to talk through your options
  • No price tagNothing leaves your wallet
  • Discreet review firstOrdinarily won't budge your credit score
  • Solo outreach, never a swarmRival callers won't stack up
  • You hold the reinsZero action without your consent

Too many due dates. Too many logins.

Cards, store accounts and medical bills each run on their own calendar, with a different company behind every one. Where a consolidation loan is available to you, a single lender can gather them together, leaving one payment and one relationship to keep track of.

Whether a loan is offered, and on what terms, depends on your credit profile, income and current balances. The lender will explain where you stand.

See how it works
Accounts on the outside, one lender at the center.

From many accounts to one conversation.

Three steps, and the decision stays with you at every one of them.

See my options Or call us(833) 465-1149

  1. Step 1: Tell us where things stand

    Share a few details about your balances and yourself through the secure form. Checking is free, and you can stop whenever you like.

  2. Step 2: Meet a lender that may fit

    We introduce you to one personal loan lender. They review what you shared and reach out to talk through what might be possible for you.

  3. Step 3: Decide on your own terms

    Read the offer in full, ask whatever you want to ask, and say yes only if it works for you. Nothing takes effect unless you agree to it.

A calmer route to the right lender.

Plain language, a direct line to a lender, and no surprises about what comes next.

One introduction, one lender

You are paired with a single lender rather than passed down a list. That means one conversation to have, and a phone that stays quiet instead of ringing with competing pitches.

See my options

Free to use

Debt Elimination Hub charges you nothing for the introduction. Any rate, fees or repayment schedule come from the lender and should be explained before you commit.

Private by design

What you share travels over an encrypted connection and goes only to the lender you are matched with, not out to a wider circle of marketers.

Straight answers

If consolidating isn't a good match for your situation, a lender will tell you plainly. There is no pressure to go ahead either way.

Built for several balances

The approach makes the most sense when there are multiple unsecured balances in play, such as credit cards, store accounts and medical bills.

Who this tends to suit.

You don't need flawless credit or a polished budget. It helps to have a few open balances and a wish for a simpler setup.

This may be a good match if

  • You are managing several card or bill balances at once
  • Different due dates keep pulling at your attention
  • Your balances are unsecured, like cards, personal loans or medical bills
  • One payment and a single point of contact sound appealing
  • You want a clearer picture of where you stand

This may not be the right route if

  • Most of what you owe is secured, like a mortgage or an auto loan
  • You have only a single balance to manage
  • You are looking for a guaranteed approval or set terms, which no one can promise
  • You are hoping for debt settlement or forgiveness, which this is not

This isn't an eligibility test. A consolidation loan suits some people and not others, and only a lender can say what may be open to you. Asking is free, and you are under no obligation.

See if it fits me Or speak with someone(833) 465-1149

Come prepared, not perfect.

A little groundwork makes the conversation with a lender more useful. None of it has to be polished.

Gather

Have these to hand:

  • The balances you'd like to combine
  • Which company each one is with
  • What you currently pay toward each
  • A rough sense of your income

Think it over

Decide what matters most:

  • Fewer due dates, or one point of contact
  • Which of your balances are unsecured
  • How a single payment would sit in your month

Ask the lender

Good questions to bring:

  • How is my rate decided?
  • Which fees apply, and when?
  • What does repayment look like from start to finish?
  • What if I decide not to go ahead?

Questions people ask first.

Straight answers to what most people wonder before they begin.

Prefer to ask out loud?Call (833) 465-1149 and we'll help.

No. Debt Elimination Hub is not debt settlement, forgiveness or negotiation. Where a consolidation loan is offered, it replaces several balances with one new loan that you repay, so the aim is a simpler setup rather than erasing what you owe.

Generally not at the start. Early steps typically involve a soft inquiry, if any inquiry happens at all, and soft inquiries don't normally move a score. Ask the lender to describe their process before you agree to go further.

No. We are a referral service and don't make loans. We introduce you to a personal loan lender, and that lender alone decides your rate, your terms and whether you are approved.

Using Debt Elimination Hub is free. Any interest, fees or repayment schedule come from the lender and should be laid out for you before you commit to anything.

Lenders in our network generally focus on unsecured balances: credit cards, existing personal loans and medical bills. Debts backed by collateral, such as a mortgage or a car loan, are typically left out.

Not necessarily. Each lender weighs your credit history, income and total obligations together, so outcomes vary from one person to the next. Nothing is guaranteed, and a lender can walk you through where you stand.

A lender reviews what you shared and contacts you to talk about possible next steps. Timing depends on the lender and your situation, and they can set expectations with you directly.

It travels over an encrypted connection and goes only to the lender you are matched with. We don't sell it on to outside marketers.

Not at all. Reviewing an offer places no obligation on you. Read the details, ask about anything unclear, and agree only if it truly works for you.

Ready to bring it all together?

Finding out costs nothing, and you are never obliged to continue. Either way, you'll know more about your options than you do today.

See my options Want to talk first?(833) 465-1149
  • Free to explore
  • No pressure to accept
  • A real lender on the line
Continue your request

Tell us where things stand.

Share a few details below through the secure form and we'll pass your request along to our network, who may be able to help. Approval, amount, rates, fees and terms are decided independently — never by us.

  • Free to use — no application fee charged by this site
  • Review timing can vary — no obligation to continue
  • Encrypted transmission on everything you submit
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Debt Elimination Hub

Questions before you share anything? Reach a real person any of these ways.

  • Phone(833) 465-1149
  • HoursMonday to Friday, business hours (Eastern Time)
  • Email[email protected]
  • Visit3750 Whitmore Landing Drive, Suite 510, Charlotte, NC 28210

Disclosures: Debt Elimination Hub operates a website that connects consumers with independent personal loan lenders. Debt Elimination Hub is not a lender or a loan broker, and it is not a law firm, a credit counseling agency or a debt settlement company. It does not negotiate, settle, reduce or forgive debt for anyone, and nothing on this site is legal, tax or financial advice. Debt Elimination Hub has no say over the interest rate, terms or approval decision on any loan; those belong solely to the lender you are matched with. Using Debt Elimination Hub is free of charge. Loan products, rates and terms vary by lender, are not offered to every applicant and may be unavailable in some states. Neither Debt Elimination Hub nor any lender in its network guarantees approval, a rate, a term or an amount. A new loan is a significant financial commitment, so review each offer carefully, including its rate, fees and repayment terms, before you agree. Lenders in the network may compensate Debt Elimination Hub for introductions made through this site. Before sharing any information, please read the Terms & Conditions and Privacy Policy.

Important Lending, Financial Services, E-SIGN & Telephone Consumer Protection Act (TCPA) Disclosures

Lead Generator & Service Disclosure: Debt Elimination Hub is a marketing lead generator and referral network and is not a lender, law firm, CPA firm, or government agency, does not make credit or lending decisions, and cannot guarantee approval, loan amount, settlement outcome, rates, or terms. We connect applicants with participating Financial Services Companies and Direct Buyers / Resolution Desks and may share your application information with them; we may be compensated by participating partners for this service. We do not charge an application fee. Programs and loans are not available in all states, and amounts, rates, and terms vary by state and provider.

TCPA Prior Express Written Consent (47 U.S.C. § 227) & E-SIGN Disclosure: By checking the consent box and submitting a request on this website, you provide your electronic signature under the E-SIGN Act and grant prior express written consent under the Telephone Consumer Protection Act (TCPA, 47 U.S.C. § 227) authorizing Debt Elimination Hub and its designated Marketing Partners (along with participating Financial Services Companies and Direct Buyers / Resolution Desks) to contact you at the telephone number (including wireless/mobile numbers) and email address provided via recurring marketing, promotional, and informational calls and SMS/MMS text messages using an automated telephone dialing system (ATDS), artificial or prerecorded voice, AI-generated voice, or ringless voicemail, even if your telephone number is currently listed on any Federal, State, or corporate Do-Not-Call (DNC) registry. Consent is strictly voluntary and is not a condition of purchasing any goods or services or obtaining credit or financing. Message and data rates may apply; message frequency varies. Reply STOP at any time to opt out of text messages or HELP for assistance.