This page explains what applies when you visit Debt Elimination Hub or ask to be introduced to a lender. Using the site or sending a request means you accept these terms, so please read them through before you go further.
Last updated: September 19, 2026
Plain language throughout
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Section 1: Before you begin
Welcome to Debt Elimination Hub. From the moment you start using this website, whether you are just looking around, comparing your options or asking to be introduced to a personal loan lender, the terms below apply to you. Please read each section before you continue.
How we handle the information you share is set out separately in our Privacy Policy.
Not comfortable with something here? Then please hold off on sending your details. You can leave the page whenever you like.
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Section 2: Using this website
This website exists for one purpose: getting you introduced to a personal loan lender. We give you a limited, non-exclusive and non-transferable permission to use it for that purpose, and no other rights. In using the site, you agree not to:
Overload or disrupt our servers, systems or networks, or attempt to break into them
Access someone else's account, or any restricted area or feature of the site, without permission
Copy or repost the site's content for commercial purposes unless we have agreed in writing
Upload viruses, spam or anything unlawful, harmful or abusive
Use scripts or bots to submit requests, or deal with the site in any other deceptive way
If you break these rules, we may suspend or end your access at any time and without notice.
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Section 3: What we do, and what we don't
Debt Elimination Hub operates a marketing website, and that is all. We are not a lender, we don't broker loans, and we are not a law firm, a credit counseling agency or a debt settlement company. We don't negotiate, settle, reduce or forgive anyone's debt. The word “elimination” in our name describes a goal many people have, not a result we can promise or deliver. The rate and terms of any loan are not ours to set, and we cannot influence a lender's decision. Our role is to put you in touch with a personal loan provider that works with borrowers in situations like yours, so that you can deal with that lender directly.
Sending a request through this site does not create a loan, and no lender is obliged to make you an offer. From that point, every decision rests with the lender: whether to extend credit, at what rate, on what terms and in what form, under its own underwriting standards and applicable law.
Our part is the introduction. The information you provide may be shared with the lender or lenders in our network that we introduce you to, and those lenders may compensate us when an introduction is made. You are never charged for using Debt Elimination Hub.
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Section 4: Information, not advice
Everything published on this site, including articles, tools and guides, is meant to inform and not to advise. Please don't treat any of it as guidance about your finances, your legal position, your taxes or your credit. Before you take on a loan or make any other major financial decision, speak with a qualified professional who knows your full circumstances.
We work to keep our content accurate and up to date, but Debt Elimination Hub makes no warranty of any kind, express or implied, that it is accurate, complete or suited to a particular purpose. If you act on something you read here, you do so at your own risk.
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Section 5: What to know about loan matching
Any figures, rates or example scenarios shown on this site are there to illustrate a point. They are not promises, and they do not reflect what any lender will offer you or what you will qualify for. If a lender does make a proposal, it will come from that lender's own review of your credit, income and circumstances at the time of your introduction.
Example figures or rates are for illustration only and are not guaranteed
Products vary between lenders, and terms may differ from state to state
A consolidation loan, where one is offered, replaces existing balances with a new loan that you must repay. It does not erase what you owe
Exploring your options typically begins with a soft inquiry, which generally doesn't affect your credit score. A full application, and any hard inquiry that comes with it, is a separate step the lender will explain
A loan is a serious commitment. With any loan, missed payments can lead to fees, added interest, collection activity or damage to your credit
Only the lender you are introduced to decides on approval, rate and terms, using its own underwriting criteria
A loan you accept is governed by that lender's terms and by the state and federal laws that apply
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Section 6: Lenders and third-party sites
This site may link to personal loan lenders, service providers and other websites that we don't operate, and we may work with some of them. Debt Elimination Hub doesn't control these parties and is not responsible for what they say, how they run their business or how secure their sites are. Any arrangement you make with a lender is between you and that lender alone.
Before you accept any offer, read the lender's own terms, fee schedule and privacy policy in full.
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Section 7: Limits on our liability
To the fullest extent the law permits, Debt Elimination Hub and its directors, officers, employees, representatives and successors are not liable for indirect, special, incidental, punitive or consequential damages, such as lost revenue or lost data, arising from:
Using the website, or being unable to use it
Decisions you make based on anything published on this site
Unauthorized access to your personal information by a third party
The conduct, publications or actions of any lender you are introduced to, or of any other outside party
Technical faults, interruptions or outages of the service
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Section 8: Governing law and updates
The laws of the State of North Carolina govern these terms, without regard to its conflict-of-law rules. Any dispute about them will be resolved exclusively in the courts located in Mecklenburg County, North Carolina.
We may revise these terms from time to time. A revision takes effect once it is posted on this page, and continuing to use the site afterward means you accept it. The version shown here is always the current one.
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Section 9: Questions about these terms
Unsure what a clause means, or have another question? Call (833) 465-1149 or write to [email protected]. Our full contact details are just below.
Visit3750 Whitmore Landing Drive, Suite 510, Charlotte, NC 28210
Disclosures: Debt Elimination Hub operates a website that connects consumers with independent personal loan lenders. Debt Elimination Hub is not a lender or a loan broker, and it is not a law firm, a credit counseling agency or a debt settlement company. It does not negotiate, settle, reduce or forgive debt for anyone, and nothing on this site is legal, tax or financial advice. Debt Elimination Hub has no say over the interest rate, terms or approval decision on any loan; those belong solely to the lender you are matched with. Using Debt Elimination Hub is free of charge. Loan products, rates and terms vary by lender, are not offered to every applicant and may be unavailable in some states. Neither Debt Elimination Hub nor any lender in its network guarantees approval, a rate, a term or an amount. A new loan is a significant financial commitment, so review each offer carefully, including its rate, fees and repayment terms, before you agree. Lenders in the network may compensate Debt Elimination Hub for introductions made through this site. Before sharing any information, please read the Terms & Conditions and Privacy Policy.
Lead Generator & Service Disclosure: Debt Elimination is a marketing lead generator and referral network and is not a lender, law firm, CPA firm, or government agency, does not make credit or lending decisions, and cannot guarantee approval, loan amount, settlement outcome, rates, or terms. We connect applicants with participating Financial Services Companies and Direct Buyers / Resolution Desks and may share your application information with them; we may be compensated by participating partners for this service. We do not charge an application fee. Programs and loans are not available in all states, and amounts, rates, and terms vary by state and provider.
TCPA Prior Express Written Consent (47 U.S.C. § 227) & E-SIGN Disclosure: By checking the consent box and submitting a request on this website, you provide your electronic signature under the E-SIGN Act and grant prior express written consent under the Telephone Consumer Protection Act (TCPA, 47 U.S.C. § 227) authorizing Debt Elimination and its designated Marketing Partners (along with participating Financial Services Companies and Direct Buyers / Resolution Desks) to contact you at the telephone number (including wireless/mobile numbers) and email address provided via recurring marketing, promotional, and informational calls and SMS/MMS text messages using an automated telephone dialing system (ATDS), artificial or prerecorded voice, AI-generated voice, or ringless voicemail, even if your telephone number is currently listed on any Federal, State, or corporate Do-Not-Call (DNC) registry. Consent is strictly voluntary and is not a condition of purchasing any goods or services or obtaining credit or financing. Message and data rates may apply; message frequency varies. Reply STOP at any time to opt out of text messages or HELP for assistance.